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Net working capital is like lifeline of any business entity. Technically, Net working capital refers to difference between current assets and current liabilities. In general, Net working capital is also referred to as working capital. We will discuss here the concept of net working capital and its importance in details. Defining net working capital Any … Read more
Wealth creation is an aspiration of all individuals. Wealth creation gives a sense of fulfilment, social status and security. However, all are not equally blessed for wealth creation. It varies individual to individual. In this article, we will discuss the importance of wealth creation, and how you can create wealth successfully. What is wealth? Wealth … Read more
National Savings Certificate (NSC) is a fixed-income scheme of Government of India. National Saving Certificate is easy and safe to invest. National saving Certificate has many features which makes it an attractive investment scheme. What is National Savings Certificate? National Savings Institute under the Department of Economic Affairs, Ministry of Finance, Government of India, mobilise … Read more
Futures and options are terms related to capital market. Futures and options are basically financial product which are used to acquire or trade underlying shares, commodities or currency. If dealt with correctly, futures and options could be a big money making opportunity. Futures and options are contract between two parties to buy or sell underlying … Read more
The new buzzword in the market is E Rupee. It refers to as Central Bank Digital Currency (CBDC) of India. E Rupee is the digital version of rupee which is regulated by Reserve Bank of India (RBI) Let us understand what is it and how it works. What is E Rupee? It is nothing but … Read more
Network marketing is one of the ways to sell product of a firm. Network marketing is not widely used by all producers. There are few players who are selling their product exclusively through network marketing model. What is network marketing Traditionally, products flow from manufacturer to distributor then to retailer and finally to consumer. In … Read more
A term loan is a way of borrowing money for creation of assets. Term loan is the commonly availed facility by any borrower especially businessmen. There is a process involved in granting term loan by financial institutions. You must know about it to apply for term loan and get approval. What is term loan? An … Read more
Investment in gold is one of the most common choice. Investment in gold was preferred in ancient time as it not only served as store of value but also as an ornamental need. The ancient love for investment in gold is still continuing, though ways of investment in gold have changed. Unlike past, today there … Read more
Dearness allowances is a benefit given to employees to compensate effect of inflation. Dearness allowances was introduced by Government of India, Pakistan and Bangladesh after the second world war It is calculated as a percentage of basic salary Dearness allowance varies from place to place as effect of inflation is not same in all places. … Read more
There are a number of popular cryptocurrencies. In fact, more than 12,000 cryptocurrencies are currently in circulation. Experts predict 90% of today’s cryptocurrencies will not survive in the long run. But balance 10% will create remarkable impact in economies. Here I am listing 10 most popular cryptocurrencies based on its legacy and market capitalization. These cryptocurrencies or … Read more