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Mutual fund schemes define how a particular fund operates. In mutual fund schemes the investor can find details of the fund – its objective, goal, risk factor, product to invest in etc. The mutual fund schemes are part of the offer document or prospectus. Types of mutual fund schemes in India Since there are various … Read more
Investment can span over long and short term period depending upon the purpose. Short term investment is preferred if the fund is needed in near future. There are various short term investment options in the market. However, all are not suitable and equally investment worth. What is short term investment? Any investment for a period … Read more
The future of cryptocurrency is being questioned in recent time due to drop in its demand and price worldwide. Especially future of cryptocurrency in India has become matter of concern due to regulatory warnings. What is cryptocurrency? It is derived from two words – cryptology & currency. Cryptology is a science of computer coding language. … Read more
Most of us carry a strong desire to start business. This new year is a perfect time to start business and fulfill your long-cherished desire. It’s an era of start-up, being independent and creating wealth. Why business? The major reasons why people want to start business are, A business helps in creating a source of … Read more
Mudra Loan was introduced in 2015 as Pradhan Mantri Mudra Yojana (PMMY) by the Prime Minister of India. The objective of mudra loan is to extend financial assistance to all needy people engaged in income generating activities. What is MUDRA After the announcement of PMMY scheme, Government of India set up Micro Units Development and … Read more
As we discuss capital market, quite often we hear about debt market as well. Though equity market is more prominent, debt market is lesser known among retail investors. It is also known as bond market or fixed income market. In recent time debt market is getting significant attention due to various reasons. What is debt … Read more
Stock market is like an indicator of economic health of a country. We everyday hear about stock market in TV or read in newspaper. Many of us understand the nitty gritty of stock market, but many do not. History of stock market The stock market concept developed way back in 13th century. However, it took … Read more
Digital currency is the new word we getting to hear in recent time. Earlier we heard about cryptocurrency, now it is digital currency. Let us understand what is digital currency and how it works. What is digital currency? It is nothing but physical currency we currently use in a digital form. It is created with … Read more
Mutual fund is currently most discussed financial product in India. Government agencies are promoting mutual fund as an asset class for investment. The impact of the same is visible through growth of mutual fund investors among Indian population. Still there is a long way to go for India. A large section of population still don’t … Read more
The general financial rules come quite handy while dealing personal finance matters. The financial rules help us in making quick financial decisions. The financial rules also give us a direction in personal finance space. The majority time span of our life is devoted towards earning. Still we find it difficult to understand how to manage … Read more